- Lengthy promotional period gives you plenty of time to transfer balances
- No annual fee
- You need excellent credit to get approved
- No rewards program
Application Process: Apply online and get a response within 60 seconds.
Bonus Offers: None.
APR: 0% on purchases and balance transfers for 20 billing cycles.
Annual Fee: None.
Updated: 3 months ago
Variable APR11.74% - 23.74%
Cash Advance APR25.74%
Intro APR0% Intro APR on purchases and balance transfers for 20 billing cycles.
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 11.74% - 23.74%
- Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
- No Annual Fee
- Flexibility to choose a payment due date that fits your schedule
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.