Most Flexible Business Credit Card

SimplyCash® Plus Business Credit Card from American Express
  • Pick your own bonus category based on your business spending
  • Enjoy relatively low interest fees and no annual fee
  • You'll get a long 0% introductory APR promotion
Card attributes
  • Variable APR
    13.74% - 20.74%
  • Cash Advance APR
    29.99%
  • Rewards Rate
    Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and
  • Annual Fee
    n/a
  • Intro APR
    0% intro APR on purchases for 15 months
  • Bonus Offers
    n/a
Highlights
  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 13.74% - 20.74%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
  • With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
  • Terms apply

Our Detailed Review

  • The card's base 1% rewards rate is mediocre
  • Your bonus rewards are capped at $50,000 in annual spending
  • You can only change your 3% bonus category once a year
Details

Application Process: Online, and you'll get a decision in approximately 60 seconds.

Annual Fee: None.

APR: 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 13.74% - 20.74%.

RewardsEarn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases. 

Bonus Offers: None.

 

Faveable Giveaway: $100 Amazon Gift Card


Amazon Gift Card

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