Pottery Barn Credit Card

Best for Home Decoration

Pottery Barn Credit Card

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On Card Issuer’s Secure Website

Why People Love it

  • You'll earn 10% back at Pottery Barn branded stores
  • You can also choose 12-month special financing on transactions greater than $750
  • You'll get access to special offers and events


  • Earn one point for every dollar spent with your Pottery Barn Credit Card at Pottery Barn, Pottery Barn Kids, or PBteen store.
  • For every 250 points accumulated, you will receive a $25 Rewards Certificate.
  • Receive special offers throughout the year.
  • 12 months special financing or 10% back in rewards.
  • Purchase APR is a variable 28.24%
  • No annual fee


Application process: Online or in-store. Approval can take as little as 60 seconds.

Annual Fee: None.

APR: A variable rate of 28.24%. There's no penalty APR or cash advance APR. 

Rewards: The card offers 10% back — you'll earn 1 point per dollar spent and for every 250 points you earn, you get a $25 rewards certificate to use at Pottery Barn.

Bonus Offers: None.

  • Variable APR
    28.24% variable
  • Cash Advance APR
  • Bonus Offers
  • Rewards Rate
  • Annual Fee
  • Intro APR
    0% APR deferred interest for 12 months on purchases of $750 or more
  • The card charges a super-high interest rate, even above-average for store credit cards
  • Some special financing plans are deferred-interest plans, so you could be on the hook for a lot of interest if you don't pay the balance in time
  • It's a closed-loop card, so you can't use it anywhere else. 

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