Best Secured Card to Keep Long-Term
Cash Advance APR23.95%
- Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
- Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
- Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
- Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
- Easy funding options – several convenient options to easily fund your security deposit.
- Worldwide acceptance - use it anywhere Visa is accepted.
- Quick, easy application - apply online today!
- Requires a security deposit
- Doesn't offer rewards
- Charges an annual fee
Application Process: You can apply online for the card; you'll get a response within 60 seconds.
APR: 18.95% variable.
Bonus Offers: None.
Annual Fee: $36 the first year; billed at $3 per month thereafter.