Merrick Bank Secured Visa® Card

Best Secured Card to Keep Long-Term

  • Free monthly FICO score report 
  • Online payments and statements available 
  • Easy approval process


Apply Now
On the Secure Website

  • Requires a security deposit
  • Doesn't offer rewards
  • Charges an annual fee

Application Process: You can apply online for the card; you'll get a response within 60 seconds.

Rewards: None.

APR: 18.95% variable.  

Bonus Offers: None.

Annual Fee: $36 the first year; billed at $3 per month thereafter.

Card attributes
  • Variable APR
  • Cash Advance APR
  • Rewards Rate
  • Annual Fee
  • Intro APR
  • Bonus Offers
  • Unsecured credit line increases - After the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
  • Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
  • Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
  • Easy funding options – several convenient options to easily fund your security deposit.
  • Worldwide acceptance - use it anywhere Visa is accepted.
  • Quick, easy application - apply online today!
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