Best Starter Card for College Students
Cash Advance APR24.74%
Rewards RateEarn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy no annual fee and no foreign transaction fees
- Get a head start and build your credit with responsible use
- Get access to a higher credit line after making your first 5 monthly payments on time
- Monitor your credit profile with the CreditWise® app, free for everyone
- $0 fraud liability if your card is ever lost or stolen
- Pick the monthly due date that works best for you
- Get customized alerts and manage your account with the Capital One mobile app
Our Detailed Review
- Helps establish and build credit for students who might not qualify for other cards
- Offers bonus rewards for on-time payments
- No foreign transaction fees
- The APR is high
- The card offers access to a non-FICO credit score
Application Process: Apply online and get a response within 60 seconds.
Rewards: Earn 1% cash back on all your purchases. Pay on time to boost your rewards rate to 1.25%
Bonus Offers: None
APR: 24.74% variable.
Annual Fee: None.