Best Starter Card for College Students

Journey® Student Rewards from Capital One®

Journey® Student Rewards from Capital One®

4.20 stars
Learn More
On Card Issuer’s Secure Website
  • Automatic credit line increase after you pay on time for the first 5 billing cycles
  • Cash back on qualifying purchases
  • Widely accepted around the world
Card attributes
  • Variable APR
    24.74%
  • Cash Advance APR
    24.74%
  • Rewards Rate
    Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
  • Annual Fee
    $0
  • Intro APR
    n/a
  • Bonus Offers
    n/a
Highlights
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

Our Detailed Review

  • Helps establish and build credit for students who might not qualify for other cards
  • Offers bonus rewards for on-time payments
  • No foreign transaction fees
  • The APR is high
  • The card offers access to a non-FICO credit score
Details

Application Process:  Apply online and get a response within 60 seconds.

Rewards:  Earn 1% cash back on all your purchases. Pay on time to boost your rewards rate to 1.25%

Bonus Offers: None

APR: 24.74% variable.

Annual Fee: None.

 

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