Platinum Elite MasterCard® Secured Credit Card

Best Credit Card for People With a Very Low FICO Score

  • Refundable security deposit
  • No minimum credit score required
  • No monthly fees
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On the Secure Website

  • Card requires a security deposit of at least $200
  • You'll pay an annual fee
  • Card offers no rewards

Application Process: Apply online and get a response within 60 seconds. Have your deposit ready when you apply because you’ll need it right away.

Rewards: None.

APR: 19.99% variable.

Bonus Offers: None.

Annual Fee: $29.

Card attributes
  • Variable APR
  • Cash Advance APR
  • Rewards Rate
  • Annual Fee
  • Intro APR
  • Bonus Offers
Featured in
  • Fund your new MasterCard® secured credit card with your tax refund today!
  • Receive Your Card More Quickly with New Expedited Processing Option.
  • No Credit History or Minimum Credit Score Required for Approval.
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History.
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application.
  • 24/7 Online Access to Your Account.
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