First Access Visa Card

Best Visa Card for Very Poor Credit

First Access Visa Card

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On Card Issuer’s Secure Website
  • Shares your payment history with 3 major credit bureaus
  • Easy approval process
  • Accepted worldwide at participating locations

High fees for everything, including an annual fee and an activation fee. No bonuses or special features.


Application Process: The usual: Input some basic info in an online form and wait for a decision. Many applicants get a response in less than 60 seconds.

If you get approved, you may have to pay an activation fee before you can access your credit limit.

Bonus Offers: None. Sorry!

Rewards: This is a card for people with very poor credit, so it doesn't offer any rewards. It’s basically a last-ditch resort for people who can’t get approved for anything else.

APR: See terms.

Fees: See terms.

Card attributes
  • Variable APR
    See terms.
  • Cash Advance APR
    See terms.
  • Rewards Rate
  • Annual Fee
    See terms.
  • Intro APR
  • Bonus Offers

Faveable Giveaway

$100 Amazon Gift Card

Amazon Gift Card

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