Best Discover Balance Transfer Credit Card

Discover it® Balance Transfer

Discover it® Balance Transfer

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On Card Issuer’s Secure Website
  • Promotional APR encourages balance transfers
  • Cash-back rewards
  • Great for short-term and long-term use
Card attributes
  • Variable APR
    13.49% - 24.49%
  • Cash Advance APR
    26.49%
  • Rewards Rate
    Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Annual Fee
    $0
  • Intro APR
    0% on purchases for 6 months and 0% on balance transfers for 18 months.
  • Bonus Offers
    Discover will match all the cash back earned at the end of your first year, automatically.
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Highlights
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Our Detailed Review

  • You can earn up to 5% cash back on everyday purchases
  • You'll also get a 0% introductory APR on purchases
  • No foreign transaction fee
  • Discover isn't widely accepted overseas
  • The card's rewards program is complex
  • The 0% introductory APR on purchases is mediocre
Details

Application Process: Apply online and get a response within 60 seconds.

Bonus Offers: Discover will double all the cash back you earn in the first year.

Rewards: Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases.

APR: 0% on purchases for 6 months and 0% on balance transfers for 18 months. Then 13.49% - 24.49% variable.

Annual Fee: None.

 

Faveable Giveaway: $100 Amazon Gift Card


Amazon Gift Card

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