Discover It Cashback Match

Best Cash Back Redemption Options

Discover It Cashback Match

An Advertising Partner
Apply Now
On Card Issuer’s Secure Website
Pros
  • Rotating 5% cash back for different categories every quarter in addition to 1% cash back on everything
  • Ability to "freeze" your account if you misplace your card
  • Travel happy with no foreign transaction fees.
Cons

If you're using credit cards primarily for groceries, you're better off with another of the best cash back credit cards on this list. Discover It Cashback Match has not offered grocery stores as a bonus category as of yet, and it's not looking good for the future. As is the case with cash back credit cards of this type, it can be a hassle to activate categories quarterly (and remember them when looking through your wallet for credit card to use for each purchase you make!), so avoid this card if that's not something you can commit to. 

Highlights
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn 1% unlimited cash back automatically on all other purchases.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.
Details

Application Process: Apply online in minutes, with an answer in 60 seconds.

Annual Fee: Absolutely none! More money for you to maximize.

APR: 0% intro APR on purchases and balance transfers for the first 14 months (that's a long time compared to the standard intro offer). Then, a 11.74% to 23.74% variable APR depending on your credit score, with a 3% fee for balance transfers.

Rewards: Rewards options are numerous and flexible to fit your lifestyle, with a few options you won't see on any other card on our list of the best cash back credit cards:

  • Deposit to your bank account
  • Apply to your Discover bill
  • Redeem as a charitable donation
  • Pay with rewards at Amazon.com
  • Gift cards

Bonus Offers: No specific sign up bonuses are available to the general public. However, if you refer friends, you get an additional $50 cash back when their account is approved.

Card attributes
  • Variable APR
    13.24% - 24.24%
  • Cash Advance APR
    26.24%
  • Bonus Offers
    Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Rewards Rate
    1.0%
  • Annual Fee
    $0
  • Intro APR
    0% on Purchases and Balance Transfers for 14 months
Featured in
Faveable Review
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn 1% unlimited cash back automatically on all other purchases.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • Use your rewards instantly at Amazon.com checkout.
  • No annual fee.

Faveable Giveaway

$100 Amazon Gift Card


Amazon Gift Card

Join the conversation: Discover It Cashback Match

Never make a dumb purchase again

Our tips in your mailbox: