Best for Flat-Rate Rewards

Capital One® Spark® Cash for Business

Capital One® Spark® Cash for Business

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On Card Issuer’s Secure Website
  • No foreign transaction fees
  • Simple, uncomplicated, and flexible reward structure
  • Big sign-up bonus
Card attributes
  • Variable APR
    18.49%
  • Cash Advance APR
    24.49%
  • Rewards Rate
    2% cash back on all purchases
  • Annual Fee
    $0 for the first year, then $95
  • Intro APR
    n/a
  • Bonus Offers
    Earn a $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
Highlights
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business.
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing.
  • $0 intro annual fee for the first year; $95 after that.
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount.
  • Get employee cards at no additional cost, and earn rewards from their business spend as well.
 

Our Detailed Review

  • Charges an annual fee after the first year
  • Not a great fit for small spenders
  • Doesn't offer a lot of extra frills or perks
Details

Application Process: Online—a simple one page application.

Annual Fee: $95, which is waived the first year.

APR: 18.49% variable.

RewardsEarn 2% cash back on all spending, even on the cards your employees use. Redeem rewards whenever you want - no need to wait for a specific time or spending minimum.

Bonus Offers: Earn a $500 bonus when you spend $4,500 within the first 3 months.

 

Faveable Giveaway: $100 Amazon Gift Card


Amazon Gift Card

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