Best Credit Card for International Students

Deserve Edu Mastercard
  • International students don't need a Social Security number to apply
  • No annual or foreign transaction fees
  • Earn a flat rate of 1% cash back on all purchases, plus get an Amazon Prime Student subscription offer
Learn more
On Card Issuer’s Secure Website
Card attributes
  • Variable APR
    20.24%
  • Cash Advance APR
    n/a
  • Rewards Rate
    1%
  • Annual Fee
    $0
  • Intro APR
    n/a
  • Bonus Offers
    Get up to $49 in Amazon Prime Student subscription fees credited back to your account.
Highlights
  • 1% unlimited cash back on ALL purchases.
  • Deserve will pay for Amazon Prime Student, and provide access to free Video, Music, and Reading (Up to a life-time total of $49).
  • Up to a $5,000 credit line.
  • $0 annual fee.
  • No security deposit or co-signer required. (No SSN required for international students).
  • Builds credit history.
  • Use anywhere in the world where Mastercard is accepted with no foreign transaction fees.
  • Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Extended Warranty and Car Rental Collision Damage Waiver.

  • The card charges a relatively high APR
  • You need a U.S. bank account, which can be tough if you have no Social Security number
  • Its rewards don't stack up against some other student credit cards

 

Details

Application Process: Apply online and get a response within 60 seconds. A Social Security number isn't required, but you will need:

  • Proof of a U.S. bank account balance
  • Passport ID and Student Visa
  • I-20 form

Rewards: A flat rate of 1% cash back on all purchases.

Bonus Offers: Use your Deserve Edu card to sign up for an Amazon Prime Student subscription and get reimbursed up to a lifetime total of $49.

APR: 20.24% variable.

Annual Fee: None.

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