Credit One Bank® Visa® Credit Card

Best Cash Back Credit Card for Bad Credit

  • Easy approval process
  • Bankruptcy-friendly card
  • Doesn't require a security deposit
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  • There's no guarantee you'll get rewards — it's based on your creditworthiness
  • You may or may not have to pay an annual fee
  • Not all purchases generate rewards

Application Process: Get pre-qualified online then apply. Approval is typically instant.

Rewards: You may or may not get approved to earn rewards. If you do, you'll earn 1% cash back on eligible gas and groceries plus mobile phone, internet, cable, and satellite TV services.

APR: 17.49% to 25.49% variable.

Bonus Offers: None.

Annual Fee: Annual fees range from $0 to $99.

Card attributes
  • Variable APR
    17.49% - 25.49%
  • Cash Advance APR
    19.40% - 25.49%
  • Rewards Rate
    1% cash back on eligible purchases.
  • Annual Fee
    $0 - $99
  • Intro APR
  • Bonus Offers
  • Get 1% cash back rewards on eligible purchases, terms apply.
  • Rewards post automatically to your account each month.
  • Looking for more credit? Get credit line increase opportunities, a fee may apply.
  • With $0 Fraud Liability, you won't be responsible for unauthorized charges.
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply.
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
  • Your card includes travel accident and auto rental collision insurance from Visa®.
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