- Offers bonus cash back on several everyday spending categories
- Can use as a Costco membership ID
- No foreign transaction fee
- Offers up to 4% cash back on certain spending categories
- Use it at Costco, which only accepts Visa
- No annual fee
- Requires excellent credit
- Needs a Costco membership
- Rewards redeemable once a year
Application Process: Apply online, and get a decision within 60 seconds or less.
Rewards: Earn 4% cash back on eligible gas for the first $7,000 per year, then 1% after that. Also earn 3% cash back on restaurants and eligible travel purchases, 2% back on all other purchases at Costco and Costco.com, and 1% back everywhere else.
Bonus Offers: None.
APR: 16.99% variable.
Annual Fee: $0.
- Exclusively for Costco Members: Go Big with Cash Back Rewards
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases