Best Rewards Card for College Students

Citi ThankYou® Preferred Card for College Students
  • Your points will never expire
  • Decent rewards program
  • Higher initial credit limits than many other cards offer
Card attributes
  • Variable APR
    16.24% - 26.24%
  • Cash Advance APR
    26.99%
  • Rewards Rate
    Earn 2X points on dining out and entertainment, and 1X points on all other purchases.
  • Annual Fee
    $0
  • Intro APR
    0% introductory APR for 7 months from date of account opening
  • Bonus Offers
    Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening.
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Highlights
  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.24% - 26.24% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*

Our Detailed Review

  • You can earn unlimited points
  • Offers a sign-up bonus, which is rare for student credit cards
  • No annual fee
  • The card requires good credit go get approved
  • The APR range is wide with a very high maximum
  • Charges a foreign transaction fee, making it a poor choice for studying abroad
Details

Application Process: Apply online and get a response within 60 seconds.

Rewards: Earn 2X points on dining out and entertainment, and 1X points on all other purchases.

Bonus Offers: Earn 2,500 points after you spend $500 in the first three months — that's worth $25 in gift cards, electronics, and other great rewards.

APR: 0% introductory APR for 7 months, then 16.24% to 26.24% variable.

Annual Fee: None.

 

Faveable Giveaway: $100 Amazon Gift Card


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