- Scale up your business with a nice introductory offer of 0% interest on purchases and balance transfers in the first 12 months (and no annual fee, ever!)
- Add authorized users with spending caps
- Earn cash back on purchases you're already making for your business
If you don't spend a lot on office supplies, telecom services, gas or dining, then this probably isn't the best business credit card for you. Without a moderate to high spend in any of these categories, you won't be able to maximize the rewards this card offers.
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Named "Best Rewards Card for Small Business Owners" by Kiplinger's Personal Finance, July 2017
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn
- 0% introductory APR for 12 months on purchases and balance transfers
- Employee cards at no additional cost
- No Annual Fee
Application Process: Apply online, with a simple application similar to (though not completely the same as) Chase's consumer credit card offerings.
Annual Fee: Absolutely none! It's a beautiful thing.
APR: Expect a variable APR between 14.24% to 20.24%, but first, 12 months of 0% APR. Additionally, money transfers cost 5% of the total amount, and foreign transactions cost 3% of the total transaction.
Rewards: The Chase Ink Business Cash Credit Card offers a number of useful rewards:
- 5% cash back on office supplies and cable/telecom services, with a $25,000 annual spending limit
- 2% cash back on dining and gas (also up to a $25,000 annual spend)
- Unlimited 1% cash back everywhere else
Rewards come in the form of cash back, and redemption starts with a minimum of $20.
Bonus Offers: Get $300 cash back when you spend $3,000 within the first 3 months.
Variable APR14.49% - 20.49%
Cash Advance APR26.24%
Bonus OffersEarn $300 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
Intro APR0% on Purchases and Balance Transfers for 12 months
- Rated #1 in 5 Best Business Credit Cards