Chase Ink Business Cash Credit Card

• Scale up your business with a nice introductory offer of 0% interest on purchases and balance transfers in the first 12 months (and no annual fee, ever!)
• Add authorized users with spending caps
• Earn cash back on purchases you're already making for your business

• Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
• Named "Best Rewards Card for Small Business Owners" by Kiplinger's Personal Finance, July 2017
• Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
• Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
• Earn 1% cash back on all other card purchases with no limit to the amount you can earn
• 0% introductory APR for 12 months on purchases and balance transfers
• Employee cards at no additional cost
• No Annual Fee

Application Process: Apply online, with a simple application similar to (though not completely the same as) Chase's consumer credit card offerings.

Annual Fee: Absolutely none! It's a beautiful thing.

APR: Expect a variable APR between 14.24% to 20.24%, but first, 12 months of 0% APR. Additionally, money transfers cost 5% of the total amount, and foreign transactions cost 3% of the total transaction.

Rewards: The Chase Ink Business Cash Credit Card offers a number of useful rewards:

• 5% cash back on office supplies and cable/telecom services, with a $25,000 annual spending limit
• 2% cash back on dining and gas (also up to a $25,000 annual spend)
• Unlimited 1% cash back everywhere else

Rewards come in the form of cash back, and redemption starts with a minimum of $20. 

Bonus Offers: Get $300 cash back when you spend $3,000 within the first 3 months.