Best for Flat-Rate Rewards

Capital One® Spark® Cash for Business
  • No foreign transaction fees
  • Simple, uncomplicated, and flexible reward structure
  • Cash in on the $500 bonus when you spend $4,500 in 3 months
Card attributes
  • Variable APR
    18.74%
  • Cash Advance APR
    24.74%
  • Rewards Rate
    2% cash back on all purchases
  • Annual Fee
    $0 for the first year, then $95
  • Intro APR
    n/a
  • Bonus Offers
    Earn a $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
Highlights
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Our Detailed Review

  • Earn 2% cash back on all purchases
  • Pay no foreign transaction fees
  • Get a massive sign-up bonus to get started on the right foot
  • The card charges an annual fee after the first year
  • It charges a relatively high APR
  • It doesn't offer bonus rewards on business-related expenses
Details

Application Process: Apply online and get a response within 60 seconds.

RewardsEarn 2% cash back on all purchases.

Bonus Offers: Earn a $500 bonus when you spend $4,500 within the first 3 months.

APR: 18.49% variable.

Annual Fee: $0 for the first year, then $95 after that.

 

Faveable Giveaway: $100 Amazon Gift Card


Amazon Gift Card

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