Best for Flat-Rate Rewards
Cash Advance APR24.74%
Rewards Rate2% cash back on all purchases
Annual Fee$0 for the first year, then $95
Bonus OffersEarn a $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $95 after that
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Our Detailed Review
- Earn 2% cash back on all purchases
- Pay no foreign transaction fees
- Get a massive sign-up bonus to get started on the right foot
- The card charges an annual fee after the first year
- It charges a relatively high APR
- It doesn't offer bonus rewards on business-related expenses
Application Process: Apply online and get a response within 60 seconds.
Rewards: Earn 2% cash back on all purchases.
Bonus Offers: Earn a $500 bonus when you spend $4,500 within the first 3 months.
APR: 18.49% variable.
Annual Fee: $0 for the first year, then $95 after that.