7 Best Rewards Credit Cards

7 Best Rewards Credit Cards

After 20 hours of research evaluating 65 products, we picked Chase Sapphire Preferred® Card as our top choice.

Quick List: 4 Best

The top four picks on our list
#1
Best for Flexible Redemption
Chase Sapphire Preferred® Card
  • It offers a large signup bonus compared with similar cards
  • You'll get a rewards boost if you use your points to book travel through Chase
  • Redeem points for airlines and hotels, without being tied to any specific companies
#2
Best for Travel Rewards
Capital One Venture Rewards Card
  • A simple, no-fuss earning structure and redemption process
  • Flexible rewards: miles don't expire and there are no blackout dates
  • Nerdwallet lauds the card's “Stress-free 2% travel rewards”
#3
Best Rewards Credit Card Without Annual Fee
Bank of America® Travel Rewards Credit Card
  • Bank of America customer? Earn bonus points on top of your bonus points!
  • Solid sign-up bonus
  • A high flat rewards rate
#4
Best Cash Back Card for Household Spending
Blue Cash Preferred® Card from American Express
  • Offers great cash back on groceries, gas stations and department stores
  • Gives a solid 0% APR promotion
  • Allows you to earn a decent sign-up bonus as well
Quick Look: 7 Best Rewards Credit Cards
Chase Freedom®
Chase Freedom®
  • Unlimited cash-back rewards for qualifying purchases
  • Long 0% APR promotion
  • No annual fee
Check on Creditcards.chase
The Starwood Preferred Guest® Credit Card
The Starwood Preferred Guest® Credit Card
  • High earning rate
  • Flexible point redemption at a variety of frequent flyer programs and Marriott Rewards
  • Annual fee waived the first year
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Barclaycard Arrival Plus World Elite Mastercard
Barclaycard Arrival Plus World Elite Mastercard
  • Earn more with 2x the points for every $1 spent!
  • Get rewards for using your rewards with a 5% miles redemption bonus
  • Use rewards to cover travel expenses like AirBnB stays or award ticket fees
Check on Home.barclaycardus
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
  • Offers great cash back on groceries, gas stations and department stores
  • Gives a solid 0% APR promotion
  • Allows you to earn a decent sign-up bonus as well
Check on Americanexpress
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
  • Bank of America customer? Earn bonus points on top of your bonus points!
  • Solid sign-up bonus
  • A high flat rewards rate
Check on Bankofamerica
Capital One Venture Rewards Card
Capital One Venture Rewards Card
  • A simple, no-fuss earning structure and redemption process
  • Flexible rewards: miles don't expire and there are no blackout dates
  • Nerdwallet lauds the card's “Stress-free 2% travel rewards”
Check on Capitalone
Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
  • It offers a large signup bonus compared with similar cards
  • You'll get a rewards boost if you use your points to book travel through Chase
  • Redeem points for airlines and hotels, without being tied to any specific companies
Check on Creditcards.chase

Much like cash back credit cards, our best rewards credit card will give you some nice incentives for every purchase you make. It’s certainly a compelling idea - earning free travel in exchange for the purchases you’re already making.

The caveat? Earning rewards for spending money makes it more tempting to flash that plastic wherever you go.

Don’t be fooled by Tina Fey in those American Express Blue Cash Everyday Card commercials, treating everyone around her to various purchases because of the points she'll get in exchange.

We're gonna go ahead and make the assumption that you don’t have the millions she has to frivolously spend. However, if you choose one of the best credit cards for rewards wisely, the payoff can be nice.

SO:

When it comes to choosing the best rewards credit card to add to your wallet, you'll need to first learn the art of restraint. But know that using a reward credit card for your everyday purchases will benefit you over the long run.

After 20 hours of research evaluating 65 products, our top pick for best rewards credit card has plenty of advantages if you use the card wisely.

WHAT’S THE BOTTOM LINE?

In order to help you make the best one based on your lifestyle, we've compiled a list of the best rewards credit cards around.

Whether you're big on traveling, dining, or shopping, there is a perfect rewards credit card suited for you In fact, rewards vary from best cashback credit cards to best credit card for travel, so you can earn free airline trips and hotel stays. Who wouldn't be excited about that?

Here’s a list of the best rewards credit cards, which have been chosen through extensive research, based on a number of factors that include: signup bonus, ongoing rewards rate, redemption options, and annual fees.

Let's go!

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated March 5, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.


Editorial staff

Last updated: March 5, 2018