Paying an annual fee on a credit card can be worth it if the rewards you earn and cardmember benefits justify it. But you might be surprised to hear that when you choose one of the best no annual fee credit cards available, you can still earn hefty rewards.
If you're the kind of person that does not believe in having to pay to use a credit card, then applying for one without an annual fee is probably a good option.
The best no fee credit cards can also be a good fit for those new to credit card use, or those managing a large amount of debt—thanks to many options within this category offering generous introductory APR rates as well.
If you fit this distinction of a new or debt-ridden credit card user, you might also consider prepaid cards, secured credit cards, credit cards for students, and best credit cards for little to no credit.
Whatever your reason, there's a no annual fee credit card option perfect for you. Check out our list below for our top picks of the best credit cards with no annual fee for cash back, travel rewards, and debt management.
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
This article was last updated May 4, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.