Best Cash-Back Gas Credit Card for Small Business Owners

U.S. Bank Business Edge™ Cash Rewards World EliteTM Mastercard®
  • Annual bonuses on top of regular rewards
  • 0% APR promotion
  • Decent sign-up bonus
Learn More
On Card Issuer’s Secure Website
Card attributes
  • Variable APR
    13.49% - 24.49%
  • Cash Advance APR
    25.49%
  • Rewards Rate
    3% cash back on cellular, gas and office supply store eligible net purchases. 1% cash back on all other eligible net purchases.
  • Annual Fee
    n/a
  • Intro APR
    a 0% intro APR on purchases for the first nine billing cycles
  • Bonus Offers
    Earn $200 cash back after you spend $1,000 in eligible net purchases on a single card in the first 90 days. Also, get a 25% based on your prior year's cash rewards, up to $250.
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Highlights
  • Earn $200 Cash Back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.
  • 3% cash back on cellular, gas, and office supply store eligible net purchases. Earn 1% cash back on all other eligible net purchases.
  • Receive a 25% annual bonus based on your prior year’s Cash Rewards, up to $250.
  • Rewards can be redeemed once you reach a $25 threshold, and in additional increments of $25 thereafter.
  • No limit on total rewards and they never expire.

  • Requires excellent credit, so many small business owners find it tough to qualify
  • The card's base rewards rate of 1% is mediocre
  • Depending on your creditworthiness, you may be stuck with a high APR
Details

Application Process:  You can apply online, at a participating U.S. Bank branch, or over the phone.

Rewards: Earn 3% cash-back rewards on qualifying purchases for gasoline, business supplies, and cellular purchases. Other purchases give you 1% cash back. You can redeem rewards as a MasterCard gift card, direct deposit in an active U.S. Bank account, or as a statement credit.

Bonus Offers: Earn $200 cash back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.

APR: Enjoy a 0% introductory APR on purchases for the first nine billing cycles, then 13.49% to 24.49% variable.

Annual Fee: None.

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