6 Best Credit Cards for Excellent Credit

6 Best Credit Cards for Excellent Credit

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After 20 hours of research evaluating 115 products, we picked Chase Sapphire Preferred Card as the Overall Best Credit Card for Excellent Credit.

Rocking a FICO score of 720 or higher? Congratulations - that’s not a common achievement!

The average FICO score is 700, and only 1 out of every 5 Americans boast a credit score higher than 780. Scores can dip as low as 300, so having a credit score in the 700s or 800s typically requires careful budgeting and a long history of financial stability.

That’s why you don’t need a cosigner or a security deposit. Plus, you don’t have to settle for a credit card you don’t really want - approvals come easily for you!

It gets better:

The best credit cards for excellent credit have low APRs, generous cash-back rewards, and hefty sign-on bonuses for responsible people just like you. We’re confident you’ll find a credit card on our list that’s perfect for your lifestyle, whether you prefer free airline miles or like to rack up cash-back rewards.

Not eligible for any of the best credit cards for excellent credit? Not a problem - we’ve got something for every FICO score! Check out our list of the best credit cards for bad credit, or choose one of the best secured cards while you repair or rebuild your credit.