After 40 hours of research evaluating 15 products, we picked Capital One Venture Rewards Card as our top choice.
Quick List: 4 Best
The top four picks on our list
- Credit limit can increase after 5 months of on-time payments
- Pick your monthly due date
- No annual fee or foreign transaction fees
- Automatic credit line increase after you pay on time for the first 5 billing cycles
- Cash back on qualifying purchases
- Widely accepted around the world
- Unlimited flat 1.5% cash back rate on all purchases
- Easily obtainable bonus of $150 when you spend $500 on purchases within 3 months of account opening
- Value Penguin calls it one of the best cashback cards for low spenders
- No foreign transaction fees
- Simple, uncomplicated, and flexible reward structure
- Cash in on the $500 bonus when you spend $4,500 in 3 months
- A simple, no-fuss earning structure and redemption process
- Flexible rewards: miles don't expire and there are no blackout dates
- Nerdwallet lauds the card's “Stress-free 2% travel rewards”
Capital One is one of the largest credit card providers in America, offering cards with no-to-low annual fees and rewards programs that have been recognized for being great thanks to features that include:
- Earning as much as 2x more miles per dollar spent and as much as 3% cash back
- Leading categories that include popular options such as dining, groceries, and travel
- Rewards that can be redeemed in the form of cash back, gift cards, travel, or donations
- Miles worth 1 cent per mile
It gets better:
With so many options, how do you pick the best Capital One credit card for you and your unique needs? No problem! Capital One offers options for those with limited or fair credit history as well as seasoned credit card users. And if you love to travel, you’ll be glad to know that many of the best Capital One credit card choices function without collecting a foreign transaction fee on related purchases.
What’s the perfect option for you? Let’s take a look at the wide range of options:
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
This article was last updated February 22, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.