Best Store Card for Electronics

My Best Buy® Visa® Card
  • Bonus rewards on Best Buy purchases and other everyday spending categories
  • Promotional financing on large purchases
  • Get higher bonus cash back on your first purchase
Learn More
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Highlights
  • Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
  • Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
  • Get 2 points per $2 spent (4% back in rewards) on entertainment purchases.
  • Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations for a limited time only.
  • Get 1 point per $1 spent (2% back in rewards) on net purchases on dining and groceries.
  • Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
  • My Best Buy Elite Plus members get a 0.5 point bonus (an additional 1% back in rewards, total of 6%) per dollar spent using a My Best Buy Credit Card with standard credit.
  • Promotional financing on up to 24 months on large purchases.
 

  • Choose between rewards and promotional financing
  • Use the card everywhere Visa is accepted
  • No annual fee
  • Requires good credit
  • Charges a high APR on regular purchases
  • Low base rewards rate
Details

Application Process: Apply online, and get a decision within 60 seconds or less.

Rewards: Earn up to 6% back in rewards on Best Buy purchases, and bonus rewards on other everyday purchases.

Bonus Offers: Get 10% back in rewards on your first purchase.

APR: 26.99% variable. Offers 0% promotional financing on large purchases. 

Annual Fee: $0.

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