Best Travel Rewards Credit Card with No Annual Fee

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

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On the CreditCards.com Secure Website
  • Offers a decent sign-up bonus and rewards rate for no annual fee
  • You can earn up to 2.625 points per dollar with Bank of America Preferred Rewards
  • Introductory 0% APR promotion on purchases
Card attributes
  • Variable APR
    16.49% - 24.49%
  • Cash Advance APR
    19.49% to 26.49%, based on creditworthiness
  • Rewards Rate
    1.5 points for every $1 you spend on all purchases
  • Annual Fee
    $0
  • Intro APR
    0% for the first 12 billing cycles
  • Bonus Offers
    20,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $200 statement credit toward travel purchases
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Highlights
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 16.49% - 24.49% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Our Detailed Review

  • The card doesn't offer big rewards and perks like annual-fee travel cards
  • Rewards aren't as flexible as cash-back rewards
Details

Application Process: Apply online and receive a response in as little as 60 seconds. 

Rewards: Earn unlimited 1.5 points per dollar spent on all purchases. Points can be applied towards statement credit or any travel purchases, including flights, hotels, vacation packages, cruises, rental cars or baggage fees.

APR: 0% on purchases for 12 billing cycles, then 16.49% - 24.49% variable APR, depending on your creditworthiness.

Bonus Offers: Receive 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days, which can also be used as a $200 statement credit toward travel purchases. Also get an additional 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account. If you're a Preferred Rewards client, you could increase that bonus to 25% - 75%, depending on how much is in your account. For a card with no annual fee, we think the bonus offers are pretty legit!

Annual Fee: None.

 

Faveable Giveaway: $100 Amazon Gift Card


Amazon Gift Card

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