BankAmericard Secured

Best First Secured Credit Card

BankAmericard Secured

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Bank of America is a huge retail bank, and it offers its secured card to help customers build their credit. It requires a minimum of a $300 deposit, with a maximum of $4,900 to open an account, with your credit limit determined by the size of your deposit. After 12 months, Bank of America will review your account and your overall credit history to see if you qualify to have your security deposit refunded. This card has a reasonable $39 annual fee, and no penalty interest rate.

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