- No annual fee and 0% APR for the first year
- Earn money for frequent spending with 20% more points when you make 20 or more purchases in a billing period
- 2x more points at US supermarkets (up to $6,000) and travel spending when booking through amexrewards.com
The AmEx Everyday card is the only card that rewards you for the frequency of spending. Specifically, the card gives you a bonus based on how many times you use it, and you’ll earn 20% more points when you use your card 20 times or more in a billing period. At no annual fee and a 0% intro APR, it’s definitely one of the best credit card deals out there.
It’s hard to find something bad to say about one of the best American Express cards, but one thing’s for sure: it’s not for travelers. The 2.7% foreign transaction fee is something to be avoided if you’re looking for a travel-specific credit card (and there are better options for that on this list).
Application Process: Online, with an easy to complete form.
Annual Fee: None! Not ever!
APR: You’ll enjoy that there’s a 0% introductory APR for the first 12 months, then a variable APR of 13.99% to 23.99% after that time period.
Rewards: Rewards are fairly straightforward, and are redeemable as statement credit, gift cards, travel, merchandise, or entertainment rewards that occur in (and start at) $25 increments.
Bonus Offers: With a minimum spend of $2,000 within the first three months of opening the account, you’ll earn 25,000 reward points. Additionally, you’ll earn 20% more points when you make 20 or more purchases in a single billing period.
Variable APR14.24% - 25.24%
Cash Advance APR26.49%
Bonus OffersEarn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.
Intro APR0% on Purchases and Balance Transfers for 15 months
- Rated #3 in 5 Best American Express Cards